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If matched with a third party lender or broker, be sure you fully understand the lender's terms and conditions before agreeing to them.
In a lot of cases, you can do a structured settlement with them over time, which is easier for many borrowers than paying a lump sum.
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Thus, as the proposed comment further provides, the exception is limited to the single transfer authorized by the consumer, and, accordingly, if a payment transfer initiated pursuant to the exception fails, the lender would not be permitted to re-initiate the transfer, such as by re-presenting it through the ACH system, unless the lender obtains a new authorization under § 1041.